Hegartys Finance
At Hegartys we offer our customers several options for finance.
Contract Hire
Also known as Operating Lease, is designed for businesses that wish to operate vehicle fleets with fixed rentals minimum administration and without affecting balance sheets. A fixed monthly payment covers full use of the vehicle, usually including the costs of servicing, maintenance and tyres. VAT on the maintenance element of the rental is recoverable for those registered for VAT, and on the lease rental for commercial vehicles.
Hire Purchase
The traditional form of vehicle finance. Re payment costs are calculated by adding interest to the vehicle cost, less deposit, divided by the desired term. The term can be for anything up to five years and re payments are fixed throughout the agreement.
